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It’s time to stop letting insurance companies take advantage of South Carolinians.

Insurance isn’t a choice for most people in South Carolina. It’s required to drive, own a home, or operate a small business.

South Carolinians are paying higher and higher premiums while insurance companies report historic profits.  That’s price gouging in a system people are required to use.

While insurance companies cash in…

   Premiums keep rising

   Claims are delayed

   Coverage is denied automatically

   Decisions are hidden from policyholders

   Insurance should protect people when things go wrong, not exploit them.

 

The Insurance Problem

The System Didn’t Break on Accident.
It’s Rigged.

Insurance companies want South Carolinians to believe higher rates are unavoidable. They blame state laws, regulations, weather, and lawsuits.

It’s smoke and mirrors.

If the system were truly stacked against insurers, they wouldn’t be making this much money. Instead, insurance profits continue to climb while families pay more every year.

That’s not coincidence. It’s a system full of loopholes — with little transparency and even less accountability.

Follow the Money

Insurance companies are raising premiums faster than ever. At the same time, they’re reporting billions in profits and increasing executive pay.

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Bill of Rights

Insurance rates are rising fast in South Carolina — and everyday people are paying the price.

Whether it’s your home, your car, or your small business, coverage costs more than ever, even as insurance companies report record profits.

For most South Carolinians, insurance isn’t optional. It’s required by law, by lenders, or by lease agreements. When people are forced to buy coverage, they deserve basic protections, transparency, and accountability.

That’s why we’re calling for a South Carolina Policyholders’ Bill of Rights. These are commonsense principles to ensure fair rates, honest claims, and real oversight.

LATEST NEWS

FAIR SC
FAIR SC2 days ago
Insurance rates are not just rising. They’re becoming a financial burden South Carolinians can’t afford to ignore.
Auto insurance premiums are up 55% since 2020.

And it is not just auto insurance. Across the board, South Carolinians are paying more and more for coverage they are required to carry.

But higher bills should come with higher accountability.
If insurance companies can raise rates, deny claims, and make coverage harder to afford, then policyholders deserve stronger protections.

Insurance is required.
Fairness should be too.

Sign the petition at FAIRSC.com.
FAIR SC
FAIR SC1 week ago
If a contractor messes up, they’re held accountable. If a doctor makes a serious mistake, they’re held accountable. But when insurance companies make decisions that hurt people?

They get a pass.

In South Carolina, special legal loopholes make it harder to hold insurance companies accountable.

Same rules for everyone. Except them.
That’s not how it should work.

No one should be above the law.

It’s time to close the loopholes and demand the same standards for everyone.

Sign the petition at FAIRSC.com.
FAIR SC
FAIR SC
FAIR SC2 weeks ago
Homeownership has always been a big commitment.
Now, insurance is making it even harder.

It’s gone from 10% to 14% of housing costs in just a few years and it’s STILL rising.

For many families, the problem isn’t the home. It’s the insurance.

Insurance is required.
Fairness should be too.

How much has your home insurance gone up?

Visit FAIRSC.com and sign the petition for a Policyholder’s Bill of Rights.
FAIR SC
FAIR SC3 weeks ago
They say lawsuits are driving up your insurance rates.
But look closer.

Insurance companies are already making massive profits.
Some even close nearly half of claims with zero payout.

So which is it?

If they’re making that much money…
why are families and small businesses paying more every year?

It doesn’t add up.

Insurance is required.
Fairness should be too.

Visit FAIRSC.com and sign the petition for a Policyholder’s Bill of Rights.

#fairsc #insurancescam #insurancereform
FAIR SC
FAIR SC
FAIR SC3 weeks ago
In 2023, the 13 largest homeowner insurance companies denied nearly half of all claims.

Not a small number. Not a fluke. Nearly half.
You pay your premiums. You follow the rules.

Then when something goes wrong there’s a coin flip chance they say no.

Behind every denied claim is a family trying to pick up the pieces and being told they’re on their own.

If insurance is required, it should actually work when you need it.

People don’t pay for insurance just to be told no.

#reforminsurance #fairsc
FAIR SC
FAIR SC4 weeks ago
Did you know your insurance rates can be raised by claims from a home you don’t even live in anymore?
Think about that… 🤔

You don’t live there anymore.
But the claim can still follow you.
And it can impact what you pay. 📈

That’s not FAIR.

When coverage is required, the rules matter.

We need real insurance reform.

#insurancescam #insurance reform
FAIR SC